A standard auto wreck is nerve-wracking, and it doesn’t matter if it’s a slight fender bender or something more serious. When an auto accident happens, you must act quickly and make sure you’re protecting yourself and your interests.
If you’re in a wreck, time is of the essence. Follow these steps, and you’ll have the best chance of getting your claim approved and protecting yourself from lawsuits.
We know how disorienting and traumatic a car accident can be, so make sure you put your best foot forward and make sure to get the help you need by making the right decisions.
Car accident cost more than $65 billion each year, so make sure you get the money you need.
Call the Police After a Standard Auto Wreck
The police must be called following an accident. They provide an official record of the incident, describe the damage done and issue any tickets. They also take your and the other person’s insurance information.
The police report is integral to an accident claim and any court actions that come from it. Without the police report, it’s your word against the other driver’s.
Also, the tickets issues can be used to help prove accident blame, such as if the other driver received a DUI or failure to reduce speed to avoid an accident.
Take Pictures of the Accident Scene
It’s also important you have your own record of the damage. Take pictures of the damage to your car and the damage done to the other car.
Why is this important? The other driver may try to show more damage than was done and try to get more money. By having a record to show your insurance company, you can prove exactly what was done to your car and the other.
The police may also take pictures, but don’t depend on it.
Contact Your Insurance Company
After the police, the next call should be to the insurance company. This gets the claim process moving, and they can begin their investigation. Many times, this is a simple procedure, but if it’s a large accident that involves injuries, then it’s more complicated.
If the insurance company tells you any directions, follow them. The goal is to provide an airtight claim. Send them any information they need, including the police report, insurance information of the other driver and the pictures you took of the scene.
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Determine If You Need a Lawyer
The insurance companies, both yours and the other driver’s, have many lawyers looking out for the company’s best interest… not yours. You may end up with a claim amount lower than you deserve or find yourself in a civil court case.
Lawyers like Hach & Rose can help protect your interests and make sure you get the proper amount. This includes damage done to your car and any medical bills associated with the accident. If you had time off work, then you might be entitled to more money.
There are more than 6 million car accidents each year, and many end up in court or fighting for their claim.
Get Your Car Fixed
Take your car to an approved mechanic or body shop for repair estimates. They work with the insurance companies and fix your car without you paying for it.
In the case of a fender bender, it might be minor. Larger accidents require more time, or they may consider the car totaled and work with you to get a new car.
Protect Yourself After a Car Accident
A standard auto wreck is traumatizing, but following these rules can protect you from being taken advantage of by the insurance company.
If you want to learn more about what to do following an accident, explore our website.